Bluewave Insurance Services

Medicare is confusing, and most people only get one shot at their first decision. Bluewave Insurance Services is an independent Medicare agency based in San Diego, helping people navigate Medicare since 2017.

We represent more than 30 Medicare Supplement carriers and are licensed in all 50 states. Because we’re independent, we’re not steering you toward one company’s product — we compare what’s actually available in your zip code and tell you which carriers you’re likely to qualify for.

Our services are free. We’re paid by the insurance company you choose, and your premium is the same whether you use us or go direct.

Every client is enrolled in our Rate Lookout program, where we review your rate each year and let you know if a better one is available. Most agents write the policy and disappear. That annual review is the feature our clients mention most.